Rates Effective September 3, 2010 - September
9, 2010
| CD
& IRA Rates |
| Product
Name |
Interest
Rate |
APY* |
| 90
Days |
0.90% |
0.90% |
| 180
Days |
1.15% |
1.15% |
| 1 Year |
1.45% |
1.46% |
| 18
Months |
1.69% |
1.70% |
| 2 Years |
1.94% |
1.95% |
| 3 Years |
2.23% |
2.25% |
| 4 Years |
2.43% |
2.45% |
| 5 Years |
2.67% |
2.70% |
| 2 Years Step Up Rate CD Special
|
1.89% |
1.90% |
*Minimum Deposit $500.00
Email us with your name and telephone number to purchase a CD today.
customerservice@mcintoshbancshares.com
The APY assume that interest will remain on deposit until maturity.
There may be substantial penalty for early withdrawal of certificates of
deposit.
|
Other
Interest Bearing Products |
|
Product
Name |
Tier |
Interest
Rate |
APY* |
Savings
Minimum balance to open $50 |
any balance |
0.25% |
0.25% |
Children Savings
Ages 12 and under
Minimum balance to open $5 |
any balance |
0.90% |
0.90% |
$tudent
Savings
Ages 13-17
Minimum balance to open $25 |
$0-$499.99 |
0.60% |
0.60% |
| $500.00 & higher |
0.90% |
0.90% |
Prime Savings
Minimum balance to
open $100 |
$0 - $2,499.99 |
0.25% |
0.25% |
|
$2,500.00 - 4,999.99 |
0.25% |
0.25% |
|
$5,000.00 and over |
0.95% |
0.95% |
Money
Market
Minimum balance to
open $1,000 |
$0.01 - $999.99 |
0.25% |
0.25% |
| $1,000.00 - $49,999.99 |
0.30% |
0.30% |
|
$50,000.00 & higher |
0.40% |
0.40% |
Premium
Money Market
Minimum balance to open
$1,000 |
$0.01 - $9,999.99 |
0.30% |
0.30% |
| $10,000.00 - $24,999.99 |
0.35% |
0.35% |
| $25,000.00 - $49,999.99 |
0.40% |
0.40% |
| $50,000.00 - $99,999.99 |
0.45% |
0.45% |
|
$100,000.00 & over |
0.50% |
0.50% |
|
Ultra Premium Money Market Minimum balance to open
$1,000 |
$0.01 - $9,999.99 |
0.35% |
0.35% |
|
$10,000.00 - $24,999.99 |
0.40% |
0.40% |
|
$25,000.00 - $49,999.99 |
0.45% |
0.45% |
|
$50,000.00 - $99,999.99 |
0.50% |
0.50% |
|
$100,000 & over |
0.75% |
0.75% |
|
Prestige Money Market Minimum balance to open
$100 |
$0 - 9,999.00 |
0.35% |
0.35% |
| $10,000 -
24,999.00 |
0.40% |
.040% |
| $25,000.00 -
49,999.00 |
0.45% |
0.45% |
| $50,000.00 -
$99.999 |
1.21% |
1.22% |
| $100,000.00 &
Over |
1.48% |
1.49% |
Club Checking
Minimum balance to open $50 |
$1,000.00 & higher |
0.15% |
0.15% |
NOW
Checking
Minimum balance to open $50 |
any
balance |
0.15% |
0.15% |
Super
NOW
Minimum balance to open
$50 |
less than $2,500.00 |
0.15% |
0.15% |
| $2,500.00 & higher |
0.20% |
0.20% |
Golden
Age Checking
Minimum balance to open
$50 |
any
balance |
0.15% |
0.15% |
|
Prestige Checking Minimum balance to open
$50 |
$0.00 - $19,999.99 |
0.30% |
0.30% |
|
$20,000 - $49,999.99 |
0.40% |
0.40% |
|
$50,000 - $74,999.99 |
0.50% |
0.50% |
|
$75,000 - $99,999.99 |
0.60% |
0.60% |
|
$100,000.00 and Greater |
0.70% |
0.70% |
Fees may reduce the earnings
on your account.
* APY = Annual Percentage Yield.
The APY may vary.
|
