MOLLIE (McIntosh OnLine Link & Internet Exchange)

With our secure web site, you can do virtually anything with your money easily, conveniently and safely. For example, with Online banking, you can view and search account history, transfer funds between accounts, make loan payments, open a new account and much more. With Online Bill Pay, you can choose when and how much to pay merchants, schedule single and recurring payments and view pending and processed payment history.

MABEL (McIntosh Automated Banking Extension Line)

This is our 24-hour telephone banking line. Using MABEL, you can securely check balances, inquire on account history, transfer funds, make loan payments, request an instant statement by fax and much more. Call 770-504-SAVE (7283) or, when outside this calling area, 800-303-0894.

Check & ATM cards

Let us make your life easy. Come in and apply for your Check Card today. Your can use your card just as you use your credit cards. It can also be used as an ATM card. Either way, the money comes directly from your account with us. Our cards are accepted anywhere that MasterCard is taken. You can also use your Check Card to obtain cash without incurring ATM fees. Simply make a nominal purchase and ask the store clerk to give you cash back.

Credit cards

Need a credit card with a great interest rate? Come in today and fill out your application. We offer business and personal credit cards.

Safe deposit boxes

Let us safeguard your valuables. We offer boxes of all sizes for a small annual fee.

Direct deposit

Why worry with the hassle of bringing your check to the bank? Let us assist you in getting direct deposit started. Whether it is your payroll check, social security, veteran's check, you can have it deposited directly to your account.

Auto payment & transfers

When it comes to loan payments, nothing is easier than having your payments automatically deducted. You save in time and postage, and you'll know that your payment is always received on time. With McIntosh State Bank auto transfers, it's easy to save money by having regular transfers from checking to savings, or from one account to another. You'll be amazed how fast your money can grow!

Overdraft protection

Have you ever bounced a check when you actually had the money sitting in another account? Let us set up for overdraft protection that will take the money from the account you designate when needed for a low fee.

Night depository

Need to make a deposit and the bank is closed? For your convenience, just drop it in our night depository and we will process it for you on the next business day.

Wire transfers

We can transfer funds for you to another city, state or country. Come in and see one of our customer service representatives to have this done.

Overdraft Privilege^SM

Now you can write checks and use your debit card for more than your account balance—and you know that can come in handy. Welcome to checking with Overdraft Privilege^SM at McIntosh State Bank.

With all the things we have to pay for these days, it’s easy to occasionally spend more than we have. Or we might forget to note a transaction in our checking register, leading to an overdrawn account.

But you can say goodbye to that hassle and guilt, because now you have a financial back-up. That’s the beauty of a McIntosh State Bank checking account with Overdraft Privilege^SM.

Overdraft Privilege^SM means that McIntosh State Bank can honor the item if you overdraw your account, up to a preset limit. You don’t have to worry about returned-check charges or future payment restrictions from your favorite merchants. Plus no line of credit is needed for this optional service. You pay only a $30 overdraft fee for each overdraft item on your account.

Call your Customer Service Representative to see if you qualify.

Overdraft Privilege^SM is just one more way that McIntosh State Bank helps make your busy life easier, day after day.

Overdraft Privilege^SMService Description

Two Factor Authentication

Our Internet Banking just keeps getting better and better!

Internet Banking and Bill Pay have always been secure. Internet users are asked to submit a unique Username and Password to validate their identity and “authenticate” themselves online in order to gain access to account information.

On November 6th, 2007, McIntosh State Bank added a powerful extra layer of online security. This new security enhancement will revolutionize the way consumers bank and pay bills online!

In addition to you, the online user, identifying yourself, now, McIntosh State Bank will authenticate itself to you. This “multi-layer authentication” lets you be assured with absolute certainty that you are logging onto the McIntosh State Bank internet site, not an imposter’s site, and that all online information is completely secure.

How does this system work? You will be presented with an image and phrase each time you login to your Internet Banking account. Both you and McIntosh will confirm that the security data is correct. By passing back information that only you and McIntosh State Bank know, you can be confident and feel even more secure with your internet banking experience. We recognize you and you recognize us. Internet Banking has never been more secure!